Hassle-free ILA for legal charge
Legal charge protects the lender. Make sure you’re equally protected before you commit.
What is a legal charge?
When securing a loan, whether it’s for a mortgage, business loan, or something else, lenders might require a legal charge on your property as collateral.
In simple terms, a legal charge gives your lender rights over your property until the loan is fully repaid. If you default on payments, they could enforce the charge, potentially leading to the sale of your property to recover the debt.
Given the serious implications, it’s crucial to fully understand what you’re agreeing to before signing. That’s where iLA step in to help.
Before you sign, you must fully understand what you’re agreeing to
Why you need independent legal advice (ILA) a legal charge
A legal charge isn’t just a formality—it’s a binding commitment that could have significant consequences. Lenders require you to get independent legal advice (ILA) to ensure that you fully understand the risks, your obligations, and the impact of signing.
Ila provide clear,
jargon-free
guidance
What you can expect from iLA
When you come to iLA for advice on a legal charge, we’ll walk you through the details, ensuring that you have a practical understanding of:
What a legal charge means for you:
We’ll explain how a legal charge affects your property rights and what it grants the lender.
Your obligations:
Know exactly what’s required of you, from repayment terms to what triggers enforcement.
The risks and consequences:
We’ll break down potential scenarios that could put your property at risk and help you navigate these.
Your next steps:
We’ll advise on any protective measures you can take before signing, so you can move forward confidently.
You really just want quick and easy ILA. But it’s also essential to make the best decision for your situation.
How it works
? ?
It’s simple because we’re specialists, not because we miss the details. Here’s an overview of the process:
1
Book your appointment
2
Get ready for your appointment
3
Get your legal advice
4
Sign and complete
Visit our process page for more detailed information.
Why Choose
?
Here’s why guarantors across the UK trust us for their ILA:
Before you sign, you must fully understand what you’re agreeing to
Here’s why clients across the UK trust us for legal charge advice:
Specialist focus on ILA:
Independent legal advice is all we do, so we bring deep expertise and efficiency to every appointment.
Fast, flexible appointments:
Need advice quickly? We’re available seven days a week, including weekends.
Convenient online process:
Everything happens online, so there’s no need for in-person visits or delays.
Transparent pricing:
Our fees are clear and fixed, with no hidden costs—what you see is what you pay.
