Disponer Restrictions
Made Simple
Get expert advice on how this restriction could impact your property.
What is a Disponer Restriction?
A disponer restriction is a clause placed on a property’s title that limits what the current owner can do, often requiring the consent of a lender or third party before selling, transferring, or mortgaging the property. These are commonly found in shared ownership, equity release, or gifting scenarios.
If you’re being asked to agree to a disponer restriction, it means your ability to deal with the property is being restricted in some way. It’s important you fully understand the impact before signing, especially how it could affect your rights, responsibilities, or future decisions involving the property.
That’s why Independent Legal Advice is required. We’re here to guide you through it.
Why You Need Independent Legal Advice (ILA) for a Disponer Restriction
A disponer restriction limits what you can do with your property - like selling or remortgaging - often requiring third-party consent. These are common in shared ownership, equity release, or gifted property situations.
Getting ILA ensures you fully understand how this affects your rights and future decisions. It’s not just a formality - it protects you.
Ila provide clear,
jargon-free
guidance
What you can expect from us:
When you come to iLA for advice on a disponer restriction, you get more than just a signature on a form. We ensure you fully understand the implications before you commit.
Your rights
We’ll explain how the restriction limits your ability to sell, transfer, or remortgage your property—and under what conditions consent is required.
The fine print
We’ll walk you through the legal language of the restriction so you understand exactly what it means in practical terms.
Your options
We’ll explore whether the restriction is negotiable or if alternative routes may offer better protection for your interests.
Protecting your interests
We’ll advise you on how to maintain control and clarity over your property decisions going forward.
